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5 Ways To Get your finances in order During A Pandemic

Thank you Lexington Law Firm for sponsoring this post. A high service partner and consumer advocate that will help you fight for the credit you deserve!

This has been a rough year! But despite all of the things that didn’t go right, 2020 is not canceled!

Financially at least.

This year did not turn out how I thought it would. We had so many travel plans! But a strange side effect is that it has allowed me to unexpectedly build up my savings and to continue to work on rebuilding my credit.

When everything changed this year, I took a pivot and decided to focus on my finances because when this is over I plan on traveling EVERYWHERE and I know that I have to get my credit together, pay off a few bills and save in order to have the trip of a lifetime.

So today, I am sharing 5 steps I’ve been taking this year to rebuild my credit and my finances this year.



Let’s be real, no one likes to budget. But having a budget is one of the best ways to figure out what to do with your money and track where it is going. For example, I have a book budget that I stick to every month! It helps me not to overspend on one of my favorite things. Even if you are living paycheck to paycheck, or you are a freelancer whose income has become uncertain, you can still get into the habit of making a budget.


Having money for the future is something everyone should plan for. Before this year, my savings account was… a little pitiful. But I’ve found that putting a little aside each time I get paid helps. Even if it’s only $25, it counts.

 3. GET A personalized credit consultation with Lexington Law Firm AND MONITOR YOUR CREDIT REPORT 

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SMART Goals are helpful for both long and short term financial goals. Your financial goals should be:

Specific: don’t create broad goals, be very specific with your goals like: I want to save $2000 for a big trip as soon as we can travel

Measurable: every month you save a certain amount towards that goal

Assignable: Who is saving this money? You? You and your significant other?

Realistic: Don’t try to save $500 a month when you know it’s not in your budget. If $100 is all you can realistically do, plan for that. 

Timeline: Give yourself a deadline! When do you want the pool?

Smart goals help you feel accomplished and can help you stay focused on bigger goals in the future.


You NEED AN EMERGENCY FUND!! If you are an adult breathing and walking you NEED ONE.

Many of us realized this this year with lay offs and uncertaincy. I know as a freelancer, work was scarce for a minute and I had to rely on my savings. It spurred me to increase the amount I save. Life is uncertain and one thing like getting laid off, a medical emergency, a leak in the roof, or the refrigerator breaks can impact your finances hard if you don’t have the cushion of an emergency fund. Then you could be forced to take out costly personal loans or get more into debt by using credit cards. 

Of all of these tips, I think that this year, having an emergency savings account and repairing my credit have been the most beneficial for me. So right now? This is where I suggest you start!

You just need $25 to start an Emergency savings account. Repairing your credit is the other.  Lexington Law Firm offers packages that meet every client’s needs. Improving your credit score can take time, but it can be done! Everyone has the right to accurate credit and the law is on their side to help them fix mistakes

 Hopefully, these easy tips to help you stay financially fit can help you to improve your financial health this year! 

Questions? Let me know in the comments or on social!